The Glory of The Spring Real Estate Race

ShareFollow Us!It’s Track Season. 400 Meter Dash – Real Estate Style. The air is heavily laden with excitement – and pollen. The real estate market is heavier with houses – and competition. Christmas, back to school, spring break aren’t asking for your expendable income and the pockets bulge like seeds underground. The conditions are ripe […]

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Expect Higher Mortgage Rates This Year (But Don’t Be Scared!)

Expect Higher Mortgage Rates This Year (But Don’t Be Scared!):

2015 was the best year for the Housing Market since 2007, and 2016 looks even better. Well- for the market on the whole, even if for the buyer they might be locked into a rate a little bit higher than last year.

This is a classic case of bad news-good news.

Bad news, the mortgage rates will go up this year. Good news, there are houses to buy, especially affordable newer options. AND the rate will go up the most in neighborhoods with the highest home prices, so what’s a little more change to them?

Bad news, the mortgage rate is up a bit, but good news it’s still cheaper to get a mortgage than to rent at market-rate prices.

Bad news, the mortgage rate is up some, but good news home prices are down.

Bad news, with higher debt-income ratios credit scores go down. Click here to Get information about the magnitude of your options, despite that credit. Excellent news, it’s still possible to get a mortgage with lower credit scores, partly because the feds guided interest rates up.

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The big dudes! The Federal Reserve, in case anyone needs a re-introduction, happened in 1903 after the panic of 1907 and imagined or impending financial crisis created a climate where centralized government assistance was desirable.

There are three main roles of the Feds

  • Maximize employment
  • stabilize prices
  • moderate long-term interest rates.

In this delicate balance, there’s a sort of dance that happens. This year the employment has the leg up, with relatively stable prices then the interest rate will leg up as well and there is the real ladder we climb, ladies and gentlemen.

So what? that the basis mortgage points will go up about 60 points. Someone is winning, certainly. And in an economy there’s a trickle down effect. Wait for it….

Click here to get some of your trickle!

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“Normal” Is Apparently Coming Back in Today’s Real Estate Market

What does a normal real estate market look like? What does normal even mean these days? Normal is the average, typical state or condition, the usual the expected. Hate to point out the tension in the room but…. Just a guess but if something feels one way for 15 years, that becomes the ‘new’ normal, […]

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You’ve Already Heard It: the Millennial Real Estate Market Is Continuing to Explode

After living in the rent’s basement, college dorms, weird roommate situations, maybe abroad, maybe you are an immigrant?…Millennials are nesting: it’s about time. It’s 2016 and these babes are full-fledged adults. Their car insurance went down, the amount of things to pay for went up, and in the first part of the market-re stabilization millennials […]

The post You’ve Already Heard It: the Millennial Real Estate Market Is Continuing to Explode appeared first on NATIONWIDE PROPERTY VALUES.

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Driving Demand for Home Building in Grand Rapids, Michigan

Those surviving on low-income are driving the demand for home building in Grand Rapids, but indirectly. The MSHDA, Michigan State Housing Development Authority, comes in to give the businesses looking to expand a push in the right direction. Through a LIHTC, Low-Income Housing Tax Credit towards the property tax a business can make serving the […]

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What the MSHDA Is Doing for Real Estate Projects in West Michigan

We can say the housing market looks great but until the people who need houses have houses it’s not a great market for the market, the people. The method of calculation for a market-rate house is unclear. It appears clear to a family when affordable isn’t. The demand for affordable housing remains high all over Michigan, says the MSHDA. Michigan […]

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Bridging the Gap Between Buyers and Builders in Grand Rapids, MI

If you are from the U.P. you call those residents under the bridge trolls.  If you are from Grand Rapids you know we don’t have real rapids, and we aren’t really trolls.  We have lots of bridges though: 6th street bridge, Gillette Bridge, the (rainbow) Blue Bridge, Fulton Street and the old railroad bridge with Punk Island, and maybe […]

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Crazy Rezoned Homes: A Home Made Entirely of Foam? This is one of the most interesting homes out …

Crazy Rezoned Homes: A Home Made Entirely of Foam?

This is one of the most interesting homes out there. The "Minnesota Foam Home" otherwise known as "Ensculptic", is a house made almost completely out of polyurethane foam. Polyurethane foam can be used in packaging, toys, or even cushions, just to put it into perspective. This "foam home " is located in Minnetrista, Minnesota. And the square footage is nearly impossible to gauge, because this home contains no right angles due to how it's built!

6 Top Outrageous Rezoned Homes in America

Looking to buy a home? Maybe you enjoy doing your own re-modeling? Now is the perfect time to buy a home, and these rezoned homes are some of the best!

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Why You Must Be the CEO when Hiring a Real Estate Agent to Sell Your Home

“Hello Agent,” gesture to well-dressed individual with brief case to sit in your selling-room, “I’m ready to sell my home.  Can you help me?”

“Yes,” smiles the smug Real Estate Agent who knows not much about your community, hasn’t ever sold a home in your neighborhood and makes the buyer the priority; personal preference.

ERRRRRRT.  Stop.  Ask the right questions.

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“Hello Mr. ___. Please sit down. Have you been working in this community long?….”  Your confident self says, radiating your worth!  

“No…but I’d love to!” says the dud agent. Not good enough for me!  I’m managing my needs!  Next!  

There’s a lot of agents out there to help you sell your home.  It’s not too hard to find one, but finding the right one is another question.  Settling for the wrong agent is too easy.  

It’s like you’ve got to be the home-owner, soon-to-be-home-buyer, full-time-something, mother-sister-daughter-friend…CEO, basically!  Hope you have a huge hat rack because life asks you to take on a lot of roles, successfully at that.  

Let’s take a millennial home buyer.  They are going to have some odd set of needs on their docket.  Perhaps: 

OPEN FLOOR PLAN

CELL PHONE TOWER IN CLOSE PROXIMITY

LESS IS MORE

NOT-A-FIXER-UPPER 

FORMAL DINNING-WHAT? 

Be your own CEO, what do you want for your company?  

Write out the questions that fit your desires and needs – think ahead! – you’ll pull farther forward. Totally lost?  Sort of lost? Would like help in the journey of unknown territory: exchanging your territory for better territory…. 

Click here to get a guide.  Get some know-how to know what’s out there for you. 

Okay, CEO, here’s some home selling mistakes to avoid.  

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6 Major Home Selling Mistakes You Should NEVER Make

Home Selling Human Being 101 You don’t prefer your kitchen sink so you want to sell the home and BAM! One little (dis)/like made you into a professional real estate agent.  Our lovely boots in America have straps up the wazoo, don’t they? What a zoo, U.S….What a bunch of animals, we are, running around in […]

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