Why Beach Real Estate Property Can Help De-Stress You From the Daily Grind
Let’s conduct an experiment here: do you have an alarm clock handy? If so, get it out. Plug it in. Next step: let’s hope this alarm clock has one of those features allowing you to loop all sorts of sounds while you sleep. You know what I’m talking about? I’m talking about the synthetic playback of all sorts of nature sounds —
No Goose Chase Here: Just Beautiful Visuals and a Feast for the Ears
Don’t Knock the Beach Real Estate Property
Fannie Mae Is Fanning the Flames of Their Mortgage Delinquency Rate
Ever tried to build a fire and it got a little out of hand? Sure, you have. As we exit the heat of summer and prepare for the slowly coming Fall season, you can be sure to continue the quiet nights in front of the fire as the falling leaves grace your presence with peace and the warm colors of Autumn as we see the real estate market seem to make its gradual climb into prosperity, particularly for one aspect of the mortgage loan industry of 2015 –
Fannie Mae – Looks Like Things Are Looking Up for Mortgage Rates
In particular, it’s been reported that the mortgage delinquency rate saw a decline in July from 1.66% to 1.63%. And that’s not even the most impressive metric so far for this real estate market. Fannie Mae’s feelin’ it as this is the lowest level for mortgage delinquency since – wait for it – 2008!
So, yes – our real estate market is getting better.
However, It’ll Be a While Before Fannie Mae Sees the Fire Go Out Completely
It’s still good news that Fannie Mae’s mortgage delinquency rate’s going down, but here’s the thing: the “norm” for the mortgage delinquency rate is traditionally under 1%. So Fannie Mae’s getting there, albeit a bit slower and more gradual. The statistics and predictions show that by 2017 Fannie Mae’s delinquency rate will hit the under-1% mark.
So keep fanning away, Fannie Mae. You’ll get there.Read More →
Playing it Safe With Credit Cards: Pull Lever Only During Emergencies
Whether it’s a lever or a button, if it’s red, you know you could end up dead. Unless it’s an emergency, and you absolutely have to press that button! It’s a last resort. No turning back. Do or die! Exciting, isn’t it?
Well, That’s Actually How Credit Cards Are, Too
That’s How Credit Cards Were Meant to Be Used
It’s a Minor, Yet Still Extremely Important Measure, to Take When It Comes to a Credit Card
So practice this, above all else: responsibility. And don’t press that emergency button unless it’s absolutely necessary.
Why Your Beachfront Investment Property Might Lose You Money in 2015
Did you notice that it’s not summer right now? Yes. There’s snow on the ground. That blizzard occurred over on the east coast, record numbers, and the Midwest isn’t any slouch either. You can imagine, too, a lot of the summery spots don’t see a lot of action, because, yes, the temperatures drop and people start migrating back to where stores are still open and people can get some hot chocolate down their pipes.
Face it: your beachfront investment property’s down for the count (at least until the temp warms up and people flock back to the wind, sand and surf). What does that mean? It certainly doesn’t mean you’ve missed out on the H.O.P.E. Program and your prospects for a zero-down home.
You’re Losing Money, Though. A Lot of It.
Consider Your Finances Carefully
Buying a Ferrari With Your Home Equity Loan: a Good Thing or Bad Thing?
The option’s always there, so why not enjoy it? Because you’re a homeowner — and a reliable one at that — that home equity loan is right at your fingertips, and you have every right to use the funds to get whatever you want in terms of disposable goods and services. Believe it or not, though, there’s actually some benefit to shelling out that loan money (only to have to pay it all back) on stuff you may not really ‘need’ (like a Ferrari, for example) —
Your Interest Will Be Deducted for Your Home Equity Money
Watch Out for Medical Bills and Other Emergencies
Just Be Prepared
Why the Guardians of the Galaxy Might Be Investing in Real Estate Soon
Just ask Star-Lord. He’s all about opportunity. And Groot’s just Groot. However, even in the wide array of the Milky Way Galaxy, the Guardians can see that real estate technology can be the wave of the future and a virtual black hole of possibilities ensuring that everyone’s supercharged for the next best battle on the home front.
Real Estate Technology at Its Best
Out of all real estate trends for 2015, this stands as the one people are probably the most excited about. Even a talking racoon would be excited about this. Let’s just hope you don’t pimp out your home with streamlined costs in cloud-controlled security cameras to beef up your protection.
Additionally, you can check to see if the Rocket Raccoon’s making moves with motion sensors built in around your home. And with all the security at your fingertips, you just might not need to worry about having Gamora and Drax the Destroyer on call to whip some burglar tail in your home.
Technology Makes Home Living That Much Easier
Avoiding Cabin Fever by Enjoying the Outdoors
Whether you’re in a mansion or a cabin, follow this basic rule of thumb: always try to get outside! Enjoy the sun. Enjoy the air. After all, your body needs that oxygen! What happens when you don’t get those basic necessities: cabin fever.
The Scientific Study of “Cabin Fever”
Home Isn’t Just a ‘House’
The Double-Edge Sword of Real Estate: Future Property Developments
Real estate’s like gambling when you think about it. You’re basically betting on a property hitting it big. You don’t know if it’s going to hit big. You have certain factors on your side, though: property values, assessments, location, trends, that sort of thing. But you can never be sure of what’s going to happen. Even if you’re just a potential home buyer looking for your zero-down home through H.O.P.E. to Own, you’re never sure if that home’s going to turn into a good investment on your end in the future just in case you plan on mortgage refinancing or moving out.
More so is the fact that you never know what’s going to happen to property developments around
your particular real estate in question! That’s what this is all about.
Future Property Developments: Will They Help You or Hurt You?
It’s a Gamble. But What Do You Expect?
Bend Toward South Bend, Indiana, for Retirement Prospects
They call this state the “Crossroads of America,” and for good reason. Indiana’s a hometown, a go-to, a throwback, a place where time seems to stand still. Urban legends exist there; folk tales reside within the cities of this state, but here’s the big question — is it necessarily a great place to retire in? Try South Bend for starters.