Finding the Right ZIPPY Personal Loan for Your Needs

Let’s be honest here: those ‘personal loans’ we keep hearing about get a nasty bad rep in the financial arena, for obvious reasons. Either you can’t ever get approved for one, or they get you into more trouble than you’re already in. So generally speaking, many frown on the American institution known as the personal loan. […]

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The post Finding the Right ZIPPY Personal Loan for Your Needs appeared first on Higher Education Assistance.

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WHY YOUR PAYMENT HISTORY IS MORE IMPORTANT THAN YOUR CREDIT HISTORY

Ever wondered why you just can’t get that loan? You have a bad payment history! That is just the plain truth. Your credit score is so low that financial institutions are afraid ofloaning you a cent. You have borrowed in the past, but this time, it is not just working. You can’t seem to borrow credit again. Hey, you are in debt! It is no rocket science. You owe a lot of people some bucks and you know it.

Owing a lot of people including banks without paying back effectively contributes to a low credit score.
The way to fix credit score is to do credit repair. Wait! This is not like some auto-related stuff. It is just a way to make you creditworthy again.

So Why Is Your Payment History More Important Than Your Credit History?



First, let’s understand what both terms mean:

PAYMENT HISTORY — is a record that that shows how often and timely you pay off, i.e. repay your credit. Your payment history is what lenders and creditors use to know if you are a lending risk as a result missed or late payments or even non-payment.

CREDIT HISTORY — is also a record of an individual’s ability to repay debts and his demonstrated responsibility in repaying such debts. This record contains information like the number and types of credit accounts, how long each account has been open, amounts the individual owes, amount of available credit used, whether he pays his bills on time and the number of times he has inquired about credit.

So if you really want to get credit from banks or rent/buy a house, you have to have a good payment history, and that doesn’t take a Sherlock Holmes to figure out. Creditors will care about whether or not you make your payments on time versus how many payments you’ve made (if anything, how many payments you’ve made might actually benefit you!).
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How Sherlock Holmes Would Spot Credit Repair Scams

The clues are obvious — but only a detective’s mind can discern truth from fiction. Like Sherlock Holmes. It’s no secret that the greatest detective in literature would’ve been the most truly excellent credit counselor known to man for obvious…

The post How Sherlock Holmes Would Spot Credit Repair Scams appeared first on Independent Credit Solutions.

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Independent Credit Solutions: an RTO Consultant’s Dream

We have to admit that most likely your RTO consultant specialist’s easiest job is accessing that qualified list of rent-to-own homes, negotiating with a prospective homeowner/landlord, setting up a showing, and getting you, the new homeowner, into that home. It’s an easy deal. What’s not that easy, though (although your consultant won’t sweat much either on this) […]

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4 Top Infamous Thieves Having NOTHING to Do With Identity Theft

ShareFollow UsWhat does a thief look like in modern society? Are they strung-out crackheads? Or the devilishly good-looking James Bond types that you see on TV? Does it matter? In all honesty, no. The Thief of Today’s Age Can Be Anyone Your 16-year-old babysitter, the nerd you picked on in high school, and even your […]

The post 4 Top Infamous Thieves Having NOTHING to Do With Identity Theft appeared first on Ultimate Identity Protection Services.

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The Big, Bad ONLINE Repo Man: Why Auto Loans Are Now Scarier Than Ever

Isn’t it amazing how the Internet has swallowed the entire natural world whole, delving into every industry you can imagine, even the automotive industry? You can practically sell a home with social media these days. Without a doubt, identity theft has largely skyrocketed into the number one position as most heinous crime in all of the […]

The post The Big, Bad ONLINE Repo Man: Why Auto Loans Are Now Scarier Than Ever appeared first on Auto Support Services.

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Something We Don’t Discuss Often: Credit Repair

We definitely should, though. No doubt. Because when it comes to rent-to-own, credit repair’s essential, and it turns out that the BBB A-rated HOPE Program sees the writing on the wall — despite already doing well for customers in credit repair thanks to Lexington Law — and recently reported of their own review of yet […]

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Holding Hands: What Everyone Says About Independent Credit Solutions

Credit repair should be positive, right, people? We should be grabbing the guitars and singing by the campfire. We should be boasting our love and brotherhood for the best times in the world as we repair everyone’s credit as noticed…

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Check Out the UIP Google+ and LinkedIn Pages!

ShareFollow UsScroll down below, and you’ll see the offer to follow beckoning your call. Learn more about what we bring to the table on social media as we grow our outreach and make it clear that ID theft has no place in the lives of U.S. citizens. UIP makes it happen. And UIP Makes It […]

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Why Bankruptcy Filings Require Credit Counseling Approval

This is honestly why credit counseling and credit repair are so important to us. It’s considered the first step to remedy disaster — and the disaster can come in many forms…. Identity theft, lack of bookkeeping resources, lack of legal assistance even! The…

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