Finding the Right ZIPPY Personal Loan for Your Needs

Let’s be honest here: those ‘personal loans’ we keep hearing about get a nasty bad rep in the financial arena, for obvious reasons. Either you can’t ever get approved for one, or they get you into more trouble than you’re already in. So generally speaking, many frown on the American institution known as the personal loan. […]

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The post Finding the Right ZIPPY Personal Loan for Your Needs appeared first on Higher Education Assistance.

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WHY YOUR PAYMENT HISTORY IS MORE IMPORTANT THAN YOUR CREDIT HISTORY

Ever wondered why you just can’t get that loan? You have a bad payment history! That is just the plain truth. Your credit score is so low that financial institutions are afraid ofloaning you a cent. You have borrowed in the past, but this time, it is not just working. You can’t seem to borrow credit again. Hey, you are in debt! It is no rocket science. You owe a lot of people some bucks and you know it.

Owing a lot of people including banks without paying back effectively contributes to a low credit score.
The way to fix credit score is to do credit repair. Wait! This is not like some auto-related stuff. It is just a way to make you creditworthy again.

So Why Is Your Payment History More Important Than Your Credit History?



First, let’s understand what both terms mean:

PAYMENT HISTORY — is a record that that shows how often and timely you pay off, i.e. repay your credit. Your payment history is what lenders and creditors use to know if you are a lending risk as a result missed or late payments or even non-payment.

CREDIT HISTORY — is also a record of an individual’s ability to repay debts and his demonstrated responsibility in repaying such debts. This record contains information like the number and types of credit accounts, how long each account has been open, amounts the individual owes, amount of available credit used, whether he pays his bills on time and the number of times he has inquired about credit.

So if you really want to get credit from banks or rent/buy a house, you have to have a good payment history, and that doesn’t take a Sherlock Holmes to figure out. Creditors will care about whether or not you make your payments on time versus how many payments you’ve made (if anything, how many payments you’ve made might actually benefit you!).
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4 Top Infamous Thieves Having NOTHING to Do With Identity Theft

ShareFollow UsWhat does a thief look like in modern society? Are they strung-out crackheads? Or the devilishly good-looking James Bond types that you see on TV? Does it matter? In all honesty, no. The Thief of Today’s Age Can Be Anyone Your 16-year-old babysitter, the nerd you picked on in high school, and even your […]

The post 4 Top Infamous Thieves Having NOTHING to Do With Identity Theft appeared first on Ultimate Identity Protection Services.

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Something We Don’t Discuss Often: Credit Repair

We definitely should, though. No doubt. Because when it comes to rent-to-own, credit repair’s essential, and it turns out that the BBB A-rated HOPE Program sees the writing on the wall — despite already doing well for customers in credit repair thanks to Lexington Law — and recently reported of their own review of yet […]

The post Something We Don’t Discuss Often: Credit Repair appeared first on RentToOwnReviews.

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Holding Hands: What Everyone Says About Independent Credit Solutions

Credit repair should be positive, right, people? We should be grabbing the guitars and singing by the campfire. We should be boasting our love and brotherhood for the best times in the world as we repair everyone’s credit as noticed…

The post Holding Hands: What Everyone Says About Independent Credit Solutions appeared first on Independent Credit Solutions.

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4 Truly Successful Credit Repair Secrets

Here’s what you have to remember about credit repair — the long-term goal is the ultimate benefit. Home ownership. Easy loan approvals. Peace of mind. That pristine credit score will get you far, honestly, for the rest of your entire…

The post 4 Truly Successful Credit Repair Secrets appeared first on Independent Credit Solutions.

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Yes, the HOPE to Own Program Can Benefit ANYONE

ShareFollow Us!Truthfully, we have to be rather frank about how the HOPE to Own Program isn’t a quick fix for the desperate out there looking for a handout. Yes, the program’s free; yes, we’re in it to benefit the majority struggling out there regarding everything from real estate to credit repair and college to education, […]

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Make No Mistake: Credit Counselors Work NOT for Profit

ShareFollow Us!When consulting with credit counselors in the effort to have your credit repaired for possible home ownership, know this — these credit counselors shouldn’t be making any money off of you! No, no, no…. Why Is That? What’s in It for Credit Counselors Then? Here’s the truth regarding what the law would say about credit […]

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Why Students Are Targets for Credit Cards and 4 Ways to Fix That Before Graduation

ShareFollow Us!I dare you to name any budding college student out there — whether a child in your home, or a friend out in the community — who doesn’t face the challenge and responsibility of one of the most dangerous, yet truly powerful, pieces of plastic ever known to mankind: the credit card. Trust me: you’ll […]

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3 Aspects of Credit Repair You Probably Never Realized

ShareFollow Us!Don’t feel bad if you’re confused when it comes to credit repair. There’s a reason why we have professionals adept at consulting on this type of thing. For purposes of convenience, though, aside from the fact that you can simply contact Lexington Law for a quick consultation and see how you can repair your […]

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